Consolidating private lender student loans
When refinancing student loans, you take out a new loan to pay off the original loans but with new loan terms including an interest rate and payback period.
If you have federal loans, make sure you won’t use the benefits provided by them because they’d be lost if you consolidate. Before June 2014, federal student loans could not be consolidated by private lenders, but due to recent policy changes, some private lenders now also accept federal loans.Having numerous loans with different lenders can be a headache to manage.
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